Card Highlights
Bank Of America Travel Rewards Credit Card is a Credit Card
With a credit card, you can carry a balance and accrue interest if necessary. Note this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest. See #4 in Let’s Get Started To Earning Free Travel.
Card Rewards
Earn Points with the card. Learn about Bank Of America Rewards points here.
Sign-up Bonus
Before you apply, make sure you are not limited by the Bank Of America 2,3,4 rule or 24 month rule.
Annual Fee
No Additional Cardholder Fees
There are no additional cardholder fees.
Earn Points on Spending
Earn 1.5X points on all purchases.
Earn Bonus Points At The Travel Center: Earn 3X points (consisting of 1.5 bonus points and 1.5 base points) for every $1 made through the Travel Center.
No Foreign Transaction Fees
Pay no foreign transaction fees when you use your card on purchases made outside the United States.
Preferred Rewards Clients Earn Bonus Points On Purchases
If you’re a Bank of America Preferred Rewards client, you can enjoy 25% – 75% rewards bonus on every purchase. That means you could earn up to 3.5 points per $1 on travel and dining purchases and up to 2.62 points per $1 on all other purchases. To learn more about this program call 1.888.888.7937.
Redeeming Points
You can redeem points for travel and dining purchases at 1 cent per point, starting at 2,500 points (i do not recommend redeeming for gift cards and you get the best value redeeming for travel credits). A credit is applied as a statement credit to your account to offset travel and/or dining purchases from qualifying merchants in these travel and dining-related categories. Qualifying travel purchases are eligible for a travel credit for 12 months from the posting date. Each point redeemed for a travel credit is worth $0.01 (2,500 points = $25).
The Points Mom And The Card
More About The Card
Apply For The Card Here
