With a credit card, you can carry a balance and accrue interest if necessary. Note this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest. See #4 in Let’s Get Started To Earning Free Travel.
$89 annual fee
2. Earn 1X miles on all other purchases
Earn Annual Spend Bonus Miles: When you spend at least $10,000 in Net Purchases within each anniversary year, 5,000 bonus HawaiianMiles will be credited to your HawaiianMiles Account.
Pay no foreign transaction fees when you use your card on purchases made outside the United States.
Receive a one-time 50% off companion discount for roundtrip coach travel
between Hawaii & North America on Hawaiian Airlines. This one-time 50% off discount is valid for 13 months from account open date.
Earn a one hundred dollar ($100) discount off one coach companion ticket on each credit card account anniversary, which is valid for 12 months from account anniversary.
Free first checked bag for the primary cardholder when you use your card to purchase tickets directly from Hawaiian Airlines
After our trip to Hawaii, Rob just got the card. Read here about the offer he received on the Hawaiian Airlines flight.