I always love a good offer from a bank that I am not yet a customer of because I usually get approved immediately for a card. When I apply, I don’t have to worry for example about Amex telling me that I have too many personal cards (which they have) or Chase telling me that I am barred by the 5/24 rule.
Recently U.S. Bank came out with the U.S. Bank Altitude Reserve Visa Infinite Card with a 50,000 bonus point offer. U.S. Bank is a new bank to me and I really want the card.
The 50,000 bonus point offer is worth $750 in travel and it there is an annual $325 statement credit for travel purchases. That is almost $1100 in free travel the first year. The annual fee is $400, but covered the first year and is really only $75 in subsequent years because of the annual travel credit.
So i started to research it to make my move. I learned however, that to be approved for the card, you need to have been a U.S. Bank customer for 35 days prior to applying. I am not a customer. But I became one….
I applied for and was immediately approved for the no fee Club Carlson Rewards Visa Card From U.S. Bank. I will earn 30,000 Club Carlson Gold points to boot, which is also a new loyalty program for me. Once I have had the account open for 35 days, I will apply for the Altitude Reserve card. I will give you an update on how that all pans out. In the mean time, I am a new customer of a new bank to me!