Earning and Accumulating Citi Thank You Rewards Points

Below, I outline the main ways in which to earn and accumulate Citi Thank You Rewards points.

1. Points can be earned by using one of a variety of Citi credit cards that earn ThankYou Rewards

The good news….each credit card gives a bonus on spending that you are likely already doing (and are probably doing on just any old credit card earning at most 1 to 1 points on the dollar). For example, are you eating at restaurants?  Going to the movies, or the theater or a concert?  Which card are you using to pay for your travel?  If you are doing these things often, why not use a card or cards to complement your family’s spending habits that maximize points? For example, the card spending bonuses are below:

Citi ThankYou Premier Card-You earn two (3) ThankYou points per dollar spent on Airfare, HotelsTravel Agencies, Gas and Parking.  You earn three (2) ThankYou points for every $1 you spend on dining and entertainment (think concerts, theater, movies, etc.). You earn one (1) Point per dollar spent on all other purchases.  You can apply for the card here.  The $95 annual fee is waived the first year.

Citi ThankYou Preferred Card-you earn two (2) ThankYou points for every $1 you spend on dining and entertainment (think concerts, theater, movies, etc.). and you earn (1) ThankYou point for every $1 you spend on all other purchases.  You can apply for the card here.  There is no annual fee.

Citi ThankYou Prestige Card-you earn three (3) ThankYou points for every $1 you spend on Airfare and Hotels.   You earn two (2) ThankYou points per dollar spent on  dining and entertainment (think concerts, theater, movies, etc.) and you earn one (1) Point per dollar spent on all other purchases.  You can apply for the card here.   The current offer lets you earn up to 40,000 bonus ThankYou points after $4,000 in purchases within the first 3 months of account opening.  There is a hefty $450 annual fee.

2. Earn ThankYou Points for banking with Citi and doing certain banking transactions each month