Citi ThankYou Business Card is a Credit Card
With a credit card, you can carry a balance and accrue interest if necessary. Note this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest. See #4 in Let’s Get Started To Earning Free Travel.
No annual fee
Earn Points on Spending
1. Earn 3x Earn 3 ThankYou Points per $1 spent on purchases in quarterly rotating business categories, with no cap on the points you can earn. Also earn 1X point per $1 on all other purchases.
Points Transfer With No Transfer Fees
Transfer points to participating frequent travel programs with no transfer fees. Most points transfer at full 1:1 value – that means 1000 ThankYou points equal 1000 partner miles/points. Except for Hilton Honors where 1 Point = 1.5 Hilton Honors Bonus Points. The participating Travel Loyalty Programs are: Asia Miles; Etihad Airways Guest; EVA Air Infinity Mileage Lands; Garuda Indonesia Frequent Flyer; Hilton Honors; Malaysia Airlines Enrich; Qatar Airways Privilege Club; Singapore Airlines KrisFlyer and Thai Airways Royal Orchid Plus. Click here to learn more about transferring points.
The Points Mom And The Citi ThankYou Business Card