Card Highlights
Citi ThankYou Prestige Card is a Credit Card
With a credit card, you can carry a balance and accrue interest if necessary. Note this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest. See #4 in Let’s Get Started To Earning Free Travel.
Card Rewards
Earn ThankYou points with the card. Learn about ThankYou points here.
Sign-up Bonus
This card is currently not available to new cardmembers.
Annual Fee
$495 Annual Fee (but $250 travel credit each year–see below)
Additional Cardholder Fees
There is a $75 fee for each additional card.
Earn Points on Spending
1. Earn 5x ThankYou Points on Air Travel and restaurants and travel agencies.
2. Earn 3x on Hotels and Cruise Lines
3. Earn 1X ThankYou Points on other purchases
Relationship Bonus
As a Citigold or Citi Private Bank customer, you are rewarded with a relationship bonus for each year of card membership. Cardmembers with a Citigold bank account will earn an additional 15% in ThankYou Points based on purchases made on your card during that cardmembership year, and those with a Private Bank relationship will earn an additional 25% in ThankYou Points.
No Foreign Transaction Fees
Pay no foreign transaction fees when you use your card on purchases made outside the United States.
$250 Statement Credit For Travel Purchases Each Year
This $250 statement credit is an annual benefit available for travel purchases. Travel Purchases are defined as purchases made within the travel category, including purchases from airlines, hotels, car rental agencies, travel agencies/travel aggregators/tour operators, commuter transportation, ferries, commuter railways, subways, taxis/limousines/car services, passenger railways, cruise lines, bridge and road tolls, parking lots/garages, and bus lines. NOTE-For 2022, you can still use this $250 travel credit for restaurants and supermarkets!
Complimentary 4th night
You get a complimentary night at any hotel of your choice after a minimum 4-consecutive-night booking if you book through ThankYou.com. This benefit will be capped at 2 times, each calendar year.
Global Entry or TSA Pre √ Application Fee Credit
Receive a statement credit, up to $100 every 5 years, as reimbursement for your application fee for Global Entry or TSA Pre √
Redeem Points For Travel
With this card, one Citi ThankYou point equals $0.01 incremental value on travel. For example, a $200 airline ticket will cost you 20,000 Citi ThankYou points. Click here to learn more about redeeming points.
Points Transfer With No Transfer Fees
Transfer points to participating frequent travel programs with no transfer fees. Most points transfer at full 1:1 value. Unfortunately, ThankYou points transfer to JetBlue at 50% meaning that 1000 ThankYou points equal 500 JetBlue TrueBlue points. Click here to view Citi’s other transfer partners. You can click here to learn more about transferring points.
Priority Pass Select Lounge Access
Priority Pass Select Lounges-Primary and Authorized users are granted complimentary access to the Priority Pass lounges and allowed a maximum of up to two guests or immediate family members (spouse, domestic partner and/or children under 18 years of age). For any additional guests, your card will be charged $27 per guest, per visit.
Cell Phone Protection Benefits
When you charge your monthly cellular telephone bill to your card you can be covered up to $1,000 per claim, and $1,500 per 12 month period. Each claim is subject to a $50 deductible. In case of theft, a police report must be filed within 48 hours of the theft.
