Capital One Rules New rule-Existing or previous cardmembers are not eligible for the cards if they have received a new cardmember bonus for the product in the past 48 months. Other Rules that have been documented at times… 1. TWO card max – You can have a maximum of 2 Capital One personal cards at […]
Category: Getting Approved
How Many Chase Cards Can I Apply For And Get Approved For At One Time?
You likely won’t be approved for more than two Chase credit cards in a 30 day period. I usually advise my clients to wait about 35 days after being approved for one Chase card before they apply for a second. This 35 day strategy seems to have been successful thus far. Fingers crossed that it […]
How Many Amex Cards Can I Apply For And Get Approved For At One Time?
You won’t be approved for more than two Amex CREDIT credit cards in a 90 day period. Note, that charge cards are counted separately and don’t go into this 2 count tally. You can learn about the difference between charge cards and credit cards here. I often have many of my clients apply for the […]
Do You Have A College Bound Kid? Which Credit Card Will They Leave Home With?
In college, I vividly remember a young rep from American Express approaching me at the campus center to fill out an application for an American Express Green card. Not having a credit card at the time and relying on my Key Bank card and “money matic” machines for spending money, I happily obliged and submitted […]
What Is A Secured Credit Card?
For those of you who have never established credit (or have poor credit) and you want a credit card, you may need to start out with a secured credit card and work your way up to an unsecured one. A secured card is a card that requires you to make a cash collateral deposit that […]
Bank Of America 2,3,4 Rule And 24 Month Rule
Chase has it’s 5/24 rule, and Amex has it’s 5 card rule. Bank Of America wanted to get in on the action, so they rolled out the 2,3,4 rule. The rule is that BOA will only approve you for -2 cards within a 2 month period -3 cards within a 12 month period and 4 cards […]
American Express Cards-How Many Can I Have?
For those of you, like me, who love American Express (I have been a member since 1988!) and often apply for their cards, know that American Express will likely not allow you to have more than five (I heard they changed to 4) CREDIT cards inclusive of BUSINESS AND PERSONAL cards at one time. (I added […]
A Few Tips To Ensure Your Card Applications Are Approved
In just the 10 days of 2018, I have gotten 2 new credit cards, the Chase Hyatt card and the Citi/AAdvantage Platinum Select World Elite MasterCard. I have a hard time not applying when I think my approval chances are good and I can score some quick bonus points and this is usually the case. When the […]
My First New Card Of 2018-The Chase Hyatt Visa
I didn’t have plans to apply for a new credit card yesterday, but various factors led to my application and subsequent approval for the Chase Hyatt card. First, I got an email from World Of Hyatt inviting me to apply for the card. Recall that with the card, you get 40,000 World Of Hyatt […]
Rob Is Saying Goodbye To His Barclays Hawaiian Airlines Card But Hello To A Barclays Arrival Card
Back last year, Rob got an offer on the plane back from Hawaii and signed up for the Barclaycard Hawaiian Airlines World Elite MasterCard.. He got a very nice line of credit with the card. Once Rob secured the 50,000 HawaiianMiles from the bonus offer, he stopped using the card. Fast forward a year later, […]