Like many of you, I got the highly touted Chase Sapphire Reserve card back in 2016 with a bonus of 100,000 Chase Ultimate Rewards points. At the time, 100,000 bonus points were rare. I used my Sapphire Reserve card and loved my card for the next 5 years, but with so much more hitting the […]
Category: Downgrading In Lieu Of Canceling
I Switched My BOA Virgin Atlantic Card To A No Fee Travel Rewards Card-Thx BOA!
Back in 2014 I got the Bank Of America Virgin Atlantic World Elite MasterCard with a nice sign-up bonus. I paid the $90 annual fee for the next 4 years because, well I don’t really know why. However, this past year, I decided to try to downgrade my card to a no fee version. There wasn’t […]
I Have Downgraded My Chase IHG Rewards Club Premier Credit Card
For the time being, I have downgraded my Chase IHG Rewards Club Premier Credit Card to the Chase IHG Rewards Club Traveler Credit. Don’t get me wrong, I really like the card and feel the $89 more than makes up for the free night up to 40,000 IHG Rewards points. (Although, I probably would have kept the card […]
I Am Downgrading My Citi/AAdvantage Platinum Select World Elite MasterCard
This was a perfect use of the liberal credit card bonus/fee system. Last year in January, I got this card with a 60,000 American Airlines AAdvantage bonus. The $95 fee was waived the first year. This year, when I got billed for the $95 annual fee for my new cardmember year, I made one phone […]
And Now I Am Downgrading My Barclaycard Arrival Card To The Secret No Fee Option Too
Back in March, Rob downgraded his Barclaycard Arrival Plus World Elite MasterCard to a no fee version. I just did the same. My $89 fee on the card was coming due and I do not really use it. I called Barclaycard and I was able to downgrade my card to a no fee Barclaycard Arrival World MasterCard. This […]
I Am Downgrading My Amex Everyday Preferred Card To The Regular No Fee Everyday Card
I no longer needed my American Express Everyday Preferred card once I got the new American Express Gold Card with its’ $95 annual fee, so I easily downgraded it to the Amex Everyday Card that has no annual fee with a quick phone call. In general, I prefer this downgrade option and use it when I can […]
Rob Didn’t Have To Cancel His JetBlue Card Like I Did, They Gave Him A Downgrade Option-Huh?
Last week I posted about the fact that I canceled my JetBlue Plus MasterCard having received a notice that $99 annual fee was coming due in November. I called Barclaycard to see if they would make me a retention offer. They didn’t, nor would they downgrade the card to a no fee version. However, merely a […]
I Am Downgrading Rob’s Bank Of America Premium Rewards Credit Card To The No Fee Travel Rewards Version
Recall that last year, Rob got the Bank Of America Premium Rewards Credit Card when it debuted with a 50,000 bonus point offer. Fast forward, the $95 fee has become due again. For those of you with not many cards, this card may be worth the fee as there is a $100 Airline Incidental Statement Credit annually […]
I Downgraded My AAdvantage Aviator Red World Elite MasterCardTo The Secret No Fee Option
Just under a year ago, I got the AAdvantage Aviator World Elite MasterCard with a 60,000 American AAdvantage Miles. Fast forward, the $95 fee on the card is due this month. I have not touched since spending the initial money to secure the bonus. I called Barclaycard and we were able to downgrade my card to a […]
I Downgraded My Chase British Airways Visa Signature Card To The No-Fee Version
The annual fee on my Chase British Airways Visa Signature Card just became due. I no longer use this card and haven’t in years. I had originally gotten it a long time ago when we were planning a trip to London. Back then, it helped me save about 12K on our British Airways business class flights. Later, […]