Beaches Visa Signature Credit Card is a Credit Card
You can carry a balance and accrue interest if necessary. Note this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest. See #4 in Let’s Get Started To Earning Free Travel.
Earn Miles on Spending
2. Earn 1 point for every dollar spent on all other purchases
The Points Mom’s Thoughts On The Card