About American Express Premier Rewards Gold Card


Apply for the American Express Premier Rewards Gold Card Here


Card Highlights


American Express Premier Rewards Gold Card is a Charge Card

With a charge card, there are no interest charges because you pay your balance in full each month.  If you become eligible, you may be given the option to extend payment over time on certain charges using Amex’s Pay Over Time feature(s). If you use these features, you may accrue interest on any charges you choose to pay over time.  But remember, this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest. See #4 in Let’s Get Started To Earning Free Travel.

Card Rewards

Earn Membership Rewards with the card. Learn about the American Express Membership Rewards Program here.

Sign-up Bonus

25,000 Membership Rewards BONUS POINTS offer after you spend $2,000 in the first 3 months.  APPLY FOR THE CARD HERE

Annual Fee

$0 Introductory Annual Fee the first year, then $195

Earn Points on Spending

1. Earn 3 points per dollar on flights booked directly with airlines. (directly means not thru an intermediary like Expedia or Kayak).

Remember, if you use Amex Travel to book your flights, you get 1 extra Membership Rewards point and can earn 4x points per $1 spent. (3x on flights even though “indirectly” booked with the airline via Amex Travel plus 1 extra point for using Amex Travel to book!)

2. Earn 2 points per dollar at gas stations and supermarkets and restaurants.

3. Earn 1 point for every dollar you spend on all your other purchases.

No Foreign Transaction Fees

Pay no foreign transaction fees when you use your card on purchases made outside the United States.

$100 Airline Fee Credit

Select a qualifying airline and then receive up to $100 per calendar year in statement credits when incidental fees, such as checked bags and airport lounge day-passes, are charged by the airline to your Premier Rewards Gold Card Account.

$75 Credit If You Stay At A Property That Is Part Of The Hotel Collection

If you stay a minimum of two nights at a Hotel Collection resort, you can receive a room upgrade, if available and a $75 hotel credit on qualifying dining, spa, or resort activities

Transfer Points To Over 20 Frequent Traveler Programs Or Use Membership Rewards Pay With Points

You can read here about each of these methods of using your American Express Membership Rewards.

Purchase Protection

Purchase Protection protects eligible purchases made with the Card in the event they are accidentally damaged or stolen for up to 90 days from the date of purchase.

The Points Mom and the American Express Premier Rewards Gold Card

Read about how and when I used to use my American Express Premier Rewards Gold Card.  However, read here about how I traded it in for an Amex Everyday Preferred card. 

More About The Card

Apply Here for the American Express Premier Rewards Gold Card 

Learn About American Express Membership Rewards Here