American Express Premier Rewards Gold Card is a Charge Card
With a charge card, there are no interest charges because you pay your balance in full each month. If you become eligible, you may be given the option to extend payment over time on certain charges using Amex’s Pay Over Time feature(s). If you use these features, you may accrue interest on any charges you choose to pay over time. But remember, this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest. See #4 in Let’s Get Started To Earning Free Travel.
Earn Membership Rewards with the card. Learn about the American Express Membership Rewards Program here.
Earn Points on Spending
Remember, if you use Amex Travel to book your flights, you get 1 extra Membership Rewards point and can earn 4x points per $1 spent. (3x on flights even though “indirectly” booked with the airline via Amex Travel plus 1 extra point for using Amex Travel to book!)
3. Earn 1 point for every dollar you spend on all your other purchases.
No Foreign Transaction Fees
Pay no foreign transaction fees when you use your card on purchases made outside the United States.
$100 Airline Fee Credit
Select a qualifying airline and then receive up to $100 per calendar year in statement credits when incidental fees, such as checked bags and airport lounge day-passes, are charged by the airline to your Premier Rewards Gold Card Account.
Transfer Points To Over 20 Frequent Traveler Programs Or Use Membership Rewards Pay With Points
Purchase Protection protects eligible purchases made with the Card in the event they are accidentally damaged or stolen for up to 90 days from the date of purchase.
The Points Mom and the American Express Premier Rewards Gold Card