Card Highlights
American Express Blue Business Plus Card is a Credit Card
With a credit card, you can carry a balance and accrue interest if necessary. Note this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest. See #4 in Let’s Get Started To Earning Free Travel. However, with the current offer for this card, there is a 0% intro APR on purchases and balance transfers for 15 months.
Card Rewards
Earn Membership Rewards with the card. Learn about the American Express Membership Rewards Program here.
Sign-up Bonus
Before you apply, make sure your ability to get the sign-up bonus is not limited by American Express lifetime language or the 5 card rule or the 90 day rule or the other factors language.
Annual Fee
No Additional Cardholder Fees
There are no additional cardholder fees.
Earn Points on Spending
1. Earn 2 points per dollar on all purchases up to the first $50,000 in purchases per year and 1 point per dollar thereafter
2. Earn 2x Membership Rewards points for each dollar of eligible purchases made when you book on the American Express Travel website. (Even after you have spent $50,000 annually)
Transfer Points To Frequent Traveler Programs Or Use Membership Rewards Pay With Points
You can read here about each of these methods of using your American Express Membership Rewards.
Purchase Protection
Purchase Protection protects eligible purchases made with the Card in the event they are accidentally damaged or stolen for up to 90 days from the date of purchase.
Extended Warranty
When you use your card for eligible purchases, you can get up to one extra year added to the original manufacturer’s warranty. Applies to warranties of 5 years or less. Some exclusions apply. Find out more here.
Car Rental Loss and Damage Insurance
When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the Rental Company counter, You can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
Global Assist Hotline
Trip Cancel Guard
Provides up to 75% reimbursement if you cancel your eligible nonrefundable flight at least two full calendar days before. Read more here.
Points Mom And The American Express Blue Business Plus Credit Card
I got the card although Amex gave me some conditions before they approved me.