Choice Privileges Visa Signature Card is a Credit Card
With a credit card, you can carry a balance and accrue interest if necessary. Note this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest. See #4 in Let’s Get Started To Earning Free Travel.
Earn Miles on Spending
Earn 5 points per $1 spent at Choice Privileges locations, on additional Choice Privileges points or on Choice Hotels gift card purchases
Automatic Elite Gold Status
Card members will get automatic Elite Gold status, which offers the ability to book free nights 50 days in advance instead of 30 days and a 10% Elite points bonus for eligible stays, plus an exclusive reservations phone number.