About The Chase Freedom Unlimited

Card Highlights

Chase Freedom Unlimited is a Credit Card

With a credit card, you can carry a balance and accrue interest if necessary.  Note this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest.  See #4 in Let’s Get Started To Earning Free Travel.

Earn Cash Back Or Ultimate Rewards Points

Your Cash Back Rewards are tracked as points in the Chase Ultimate Rewards program. Each penny in Cash Back Rewards earned is equal to 1 point. As indicated below, your points can be redeemed for cash back or any of the other redemption opportunities provided through Chase Ultimate Rewards if you also have the Chase Ink Plus or Chase Sapphire Preferred.  Learn about the Chase Ultimate Rewards Program here.

Sign-up Bonus

Earn $150 cash back or 15,000 Ultimate Rewards Points after you make $500 in purchases in your first 3 months from account opening.  APPLY FOR THE CARD HERE.

A Little More Of A Sign-Up Bonus

EARN A $25 cash back BONUS or 2,500 Ultimate Rewards points when you add your first authorized user and make your first purchase within this same 3-month period as above.

Annual Fee


Earn Points on Spending 

1.  Earn 1.5 points per dollar on EVERY PURCHASE.

Earn Extra Points

Shop Through Chase Ultimate Rewards-Earn extra points when you shop online at select merchants through Chase Ultimate Rewards.

Using Your Chase Ultimate Rewards Points For Travel

You can read about using your Chase Ultimate Rewards points for travel here.

The Points Mom And The Chase Freedom Unlimited

I downgraded my Chase Sapphire Preferred to this card after I got my Chase Sapphire Reserve card

More About The Card

Apply for the Chase Freedom Card Here