About Chase Sapphire Preferred

Apply For The Chase Sapphire Preferred Card Here


Card Highlights


Chase Sapphire Preferred is a Credit Card

With a credit card, you can carry a balance and accrue interest if necessary.  Note this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest.  See #4 in Let’s Get Started To Earning Free Travel.

Card Rewards

Earn Ultimate Rewards with the card.  Learn about the Chase Ultimate Rewards Program here.

Sign-up Bonus

50,000 Chase Ultimate Rewards BONUS POINTS offer after you spend $4,000 in the first 3 months   APPLY FOR THE CARD HERE.

A Little More Of A Sign-Up Bonus

Earn 5,000 Bonus Points after adding your first authorized user in the first and you, make a purchase within the same 3 month period as above.

Annual Fee

$0 Introductory Annual Fee the first year, then $95

Earn Points on Spending 

1. Earn 2 points on Dining– Earn 2 points per $1 spent at restaurants. No matter where, or what, you eat – from fast food to fine dining.

2. Earn 2 points on Travel-Earn 2 points per $1 spent on travel when you use your card to pay for airfare, hotels, cruises, rental cars, travel agencies, train tickets, taxis, tolls and more. (Click here for a complete definition of travel from Chase)

Click here to learn about on which trips I have earned Chase Ultimate Rewards paying with a Chase card.

3. In addition to earning 2 points per dollar at restaurants and on travel, you’ll earn 1 point for every dollar you spend on all your other purchases.

Earn Even Extra Points

1.  ADDITIONAL POINT ON TRAVEL-Earn 1 additional point (total of 3 points) per $1 spent when you book airfare or hotel accommodations online through Ultimate Rewards.  Note, this is impossible to find in the Chase terms.  I confirmed this additional one point with a Chase phone rep.

2.  EXTRA POINTS FROM PARTNER MERCHANTS-Earn extra rewards points from partner merchants when you shop online through Chase Ultimate Rewards.

No Foreign Transaction Fees

Pay no foreign transaction fees when you use your card on purchases made outside the United States.

Point to Point Transfer With No Transfer Fees

Transfer points to participating frequent travel programs with no transfer fees and at full 1:1 value – that means 1000 Ultimate Rewards points equal 1000 partner miles/points. Read about how to transfer points to travel programs here.

20% Off Travel

Get 20% off airfare, hotels, car rentals and cruises when you redeem through Ultimate Rewards. For example, a $500 flight requires just 40,000 points.  Read about how to redeem points through Ultimate Rewards here.

The Points Mom And The Chase Sapphire Preferred

Read here about how and when I use my Chase Sapphire Preferred.  Update, read here about why I downgraded my Sapphire Preferred to the Freedom Unlimited when I got my Chase Sapphire Reserve card.

More About The Card

Apply For The Chase Sapphire Preferred Card Here

Learn More About Chase Ultimate Rewards Here