About Chase Sapphire Preferred

**Apply For The Chase Sapphire Preferred Card Here**

Card Highlights

Chase Sapphire Preferred is a Credit Card

With a credit card, you can carry a balance and accrue interest if necessary. Note this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest. See #4 in Let’s Get Started To Earning Free Travel.

Card Rewards

Earn Ultimate Rewards with the card. Learn about the Chase Ultimate Rewards Program here.

Sign-up Bonus

Before you apply, make sure your ability to get the sign-up bonus is not limited by Chase restrictions on an additional sign-up bonus or the Chase 5/24 rule. Also be mindful of the unwritten 30 day application rule.

Annual Fee

$95

No Additional Cardholder Fees

There are no additional cardholder fees.

Earn Points on Spending

1. Earn 5 per $1 points on on travel booked through the Chase Ultimate Rewards portal. (excluding a hotel in which you got your $50 hotel credit-see below).

2. Earn 3 points per $1 on Dining– Earn 3 points per $1 spent at restaurants.

3. Earn 2 points on Travel-Earn 2 points per $1 spent on travel when you use your card to pay for airfare, hotels, cruises, rental cars, travel agencies, train tickets, taxis, tolls and more. (Click here for a complete definition of travel from Chase)

4. Earn 3 points per $1 on ONLINE grocery purchases.

5. Earn 3 points per $1 on select streaming services.

6. You earn 5x points per $1 on Lyft rides through March 2025.

7. You earn 5x total points on travel purchased through Chase Ultimate Rewards, (excluding hotel purchases that qualify for the $50 Annual Ultimate Rewards Hotel Credit).

8. Earn 5x points for each $1 spent on up to $5,000 in total purchases for Peloton equipment and accessory purchases over $450 thru 6/30/2022. AND if you are a personwho began taking advantage of this offer as originally advertised with a 03/31/22 end-date:If you have not yet reached the $5,000 offer maximum you may take advantage of the lowered purchase minimum of $450 starting 01/01/2022 and continue earning through 6/30/2022 or until you reach the $5,000 maximum, whichever occurs first.

9. In addition to earning 2 points per dollar at restaurants and on travel, you’ll earn 1 point for every dollar you spend on all your other purchases.

Earn Even Extra Points

EXTRA POINTS FROM PARTNER MERCHANTS-Earn extra rewards points from partner merchants when you shop online through Chase Ultimate Rewards.

No Foreign Transaction Fees

Pay no foreign transaction fees when you use your card on purchases made outside the United States.

DoorDash DashPass Membership

If you haven’t already taken advantage of this benefit that you get for a year, add your card as the default payment method in DoorDash and gain access to a complimentary DashPass membership for one year. The membership offers free delivery and lower service fees. Note, you need to activate by December 31, 2024 your free year will start on your activation date so plan accordingly.

$50 Annual Ultimate Rewards Hotel Credit

Earn up to $50 in statement credits each account anniversary year for hotel stays purchased through Ultimate Rewards.

10% Anniversary Points Boost

Each account anniversary, you’ll earn bonus points equal to 10% of your total purchases made the previous year. That means if you spend $25,000 on purchases, you’ll get 2,500 bonus points.

Point to Point Transfer With No Transfer Fees

Transfer points to participating frequent travel programs with no transfer fees and at full 1:1 value – that means 1000 Ultimate Rewards points equal 1000 partner miles/points. Read about how to transfer points to travel programs here.

20% Off Travel

Get 20% off airfare, hotels, car rentals and cruises when you redeem through Ultimate Rewards. For example, a $500 flight requires just 40,000 points. Read about how to redeem points through Ultimate Rewards here.

Trip Cancellation/Interruption Insurance

If you purchase a portion of your trip with your card, you may be able to take advantage of the Trip Cancellation/Interruption Insurance benefit if necessary. Read more here.