With a credit card, you can carry a balance and accrue interest if necessary. Note this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest. See #4 in Let’s Get Started To Earning Free Travel.
Earn Ultimate Rewards with the card. Learn about the Chase Ultimate Rewards Program here.
1. Earn 5X Ultimate Rewards points per $1 on the first $50,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year.
2. Earn 2X Ultimate Rewards points per $1 on the first $50,000 spent in combined purchases at gas stations and hotel accommodations when purchased directly with the hotel each account anniversary year.
3. You also earn 1X point on all other purchases.
Earn extra rewards points from partner merchants when you shop online through Chase Ultimate Rewards.
Pay no foreign transaction fees when you use your card on purchases made outside the United States.
Transfer points to participating frequent travel programs with no transfer fees and at full 1:1 value – that means 1000 Ultimate Rewards points equal 1000 partner miles/points. Read about how to transfer points to travel programs here.
Get 20% off airfare, hotels, car rentals and cruises when you redeem through Ultimate Rewards. For example, a $500 flight requires just 40,000 points. Read about how to redeem points through Ultimate Rewards here.
I do not have this card. Read here about my thoughts on the Chase Ink Plus Card. Update, Rob just got the card!