THIS CARD IS NO LONGER OFFERED TO NEW APPLICANTS
Card Highlights
Chase Freedom is a Credit Card
With a credit card, you can carry a balance and accrue interest if necessary. Note this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest. See #4 in Let’s Get Started To Earning Free Travel.
Earn Cash Back Or Ultimate Rewards Points
Your Cash Back Rewards are tracked as points in the Chase Ultimate Rewards program. Your redemption options depend on whether you have other Chase Ultimate Rewards cards. Learn about the Chase Ultimate Rewards Program here.
Annual Fee
No Additional Cardholder Fees
There are no additional cardholder fees.
Earn Points on Spending
1. Earn 5 points per dollar on up to $1,500 spent in bonus categories each quarter. (A maximum of 7,500 bonus Ultimate Rewards points). There are new categories every three months like gas stations, restaurants and Amazon.com. It’s free and easy to activate your bonus each quarter!
2. You earn 5% cash back (5 points) on Lyft rides through March 2022.
3 Earn 1 Ultimate Rewards point per dollar on everything else you buy. Unlike above, there are no limits on how much you can earn.
Earn Extra Points
1. Shop Through Chase Ultimate Rewards-Earn extra points when you shop online at select merchants through Chase Ultimate Rewards.
DoorDash DashPass Membership
Add your card as the default payment method in DoorDash and gain access to a complimentary DashPass membership for the first three months, followed by a 50% discount price at the current rate for the next nine months. Note, you need to activate by December 31, 2021 your free year will start on your activation date so plan accordingly.
Using Your Chase Ultimate Rewards Points For Travel
Cash Back-Your points can be redeemed for cash back. When you use points to redeem for cash, each point is worth $0.01 (one cent), which means that 100 points equals $1 in redemption value.
Ultimate Rewards-Your points can be redeemed as Ultimate Rewards if you also have the Chase Ink Business Preferred card, Chase Sapphire Preferred or Chase Sapphire Reserve. You can read more about that here.
The Points Mom And The Chase Freedom
Read here about how and when I use my Chase Freedom.