With a credit card, you can carry a balance and accrue interest if necessary. Note this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest. See #4 in Let’s Get Started To Earning Free Travel.
Earn Flying Club Miles with the card as a member of Virgin Atlantic’s Flying Club Program. Learn about Virgin Atlantic’s Flying Club program here.
There is a $90 annual fee.
1. Earn up to 15,000 additional Flying Club miles every anniversary after qualifying purchases. You get 7,500 anniversary Flying Club miles if you spend a minimum of $15,000 in Net Purchases within the anniversary year and an additional 7,500 anniversary Flying Club miles if you spend $25,000 in Net Purchases within the anniversary year.
2. Earn 2,500 bonus miles when you add an authorized user to your account. You can add up to 2 authorized users for these bonus miles for a total of 5,000 miles.
Pay no foreign transaction fees when you use your card on purchases made outside the United States.
If you spend at least $25,000 in Net Purchases using your card within a year (beginning on the date you open your account and continuing for every 12 month period thereafter), you will qualify for a companion reward ticket for half the standard miles of a reward economy seat, maximum one reward companion ticket per year. You must pay flight related taxes, fees and charges relating to the complimentary reward flight.
Both travelers must be on the same flights and travel itinerary. To qualify for the companion reward, the initial ticket must be a Virgin Atlantic reward ticket purchased by redeeming the relevant Flying Club miles. Notification of the companion reward will be on your Flying Club statement four to six weeks after reaching the $25,000 spend threshold. The reward companion ticket must be redeemed within one year of issue.