The Points Mom

About American Express Blue Cash Preferred Card

Apply For The American Express Blue Cash Preferred Card Here

Card Highlights

American Express Blue Cash Preferred Card is a Credit Card

With a credit card, you can carry a balance and accrue interest if necessary.  Note this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest.  See #4 in Let’s Get Started To Earning Free Travel.  However, with the current offer for this card, there is a 0% intro APR on purchases and balance transfers for 12 months.

Card Rewards

Earn CASH BACK with the card.

Sign-up Bonus

Before you apply, make sure your ability to get the sign-up bonus is not limited by American Express lifetime language or the 5 card rule or the 90 day rule or the other factors language.

Annual Fee

$95 Annual Fee

No Additional Cardholder Fees

There are no additional cardholder fees.

Earn Cash Back on Spending

1. Earn 6% Cash Back at U.S. supermarkets up to $6,000 per year in purchases (then 1%)

2. Earn 6% Cash Back for streaming services

3. Earn 3% Cash Back at U.S. gas stations and earn 3% cash back for transit.

4. Earn 1% Cash Back on other purchases.

Note, Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.

$120 Equinox+ Credit

If you work out at home with Equinox+ and pay for your monthly membership with your card to pay, you receive $10 per month in monthly statement credits.
.

Purchase Protection

Purchase Protection protects eligible purchases made with the Card in the event they are accidentally damaged or stolen for up to 90 days from the date of purchase.

Extended Warranty

When you use your card for eligible purchases, you can get up to one extra year added to the original manufacturer’s warranty. Applies to warranties of 5 years or less. Some exclusions apply.

Return Protection

If you try to return an eligible item within 90 days from the date of purchase and the merchant won’t take it back, American Express may refund the full purchase price (excluding shipping and handling), up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express Card.

Global Assist Hotline

If you travel more than 100 miles from home, you have Global Assist Hotline available for 24/7 medical, legal, financial and other select emergency assistance and coordination services, such as medical and legal referrals, emergency cash wires, and missing luggage assistance. 
.

Car Rental Loss and Damage Insurance

When you use your card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Note, there are some exclusions and restrictions and not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. Note, this product provides secondary coverage and does not include liability coverage.
.

Trip Cancel Guard

Provides up to 75% reimbursement if you cancel your eligible nonrefundable flight at least two full calendar days before. Read more here.

More About The Card

Apply Here for the American Express Blue Cash  Preferred Card

Learn About American Express Cash Back Dollars here
Learn About American Express Cash Back Dollars here