Card Highlights
American Express Blue Cash Preferred Card is a Credit Card
With a credit card, you can carry a balance and accrue interest if necessary. Note this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest. See #4 in Let’s Get Started To Earning Free Travel. However, with the current offer for this card, there is a 0% intro APR on purchases and balance transfers for 12 months.
Card Rewards
Earn CASH BACK with the card.
Sign-up Bonus
Before you apply, make sure your ability to get the sign-up bonus is not limited by American Express lifetime language or the 5 card rule or the 90 day rule or the other factors language.
Annual Fee
$95 Annual Fee
No Additional Cardholder Fees
There are no additional cardholder fees.
Earn Cash Back on Spending
1. Earn 6% Cash Back at U.S. supermarkets up to $6,000 per year in purchases (then 1%)
2. Earn 6% Cash Back for streaming services
3. Earn 3% Cash Back at U.S. gas stations and earn 3% cash back for transit.
4. Earn 1% Cash Back on other purchases.
Note, Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
$120 Equinox+ Credit
Purchase Protection
Purchase Protection protects eligible purchases made with the Card in the event they are accidentally damaged or stolen for up to 90 days from the date of purchase.
Extended Warranty
When you use your card for eligible purchases, you can get up to one extra year added to the original manufacturer’s warranty. Applies to warranties of 5 years or less. Some exclusions apply.
Return Protection
If you try to return an eligible item within 90 days from the date of purchase and the merchant won’t take it back, American Express may refund the full purchase price (excluding shipping and handling), up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express Card.
Global Assist Hotline
Car Rental Loss and Damage Insurance
Trip Cancel Guard
Provides up to 75% reimbursement if you cancel your eligible nonrefundable flight at least two full calendar days before. Read more here.